How Skout App is Changing The Way We Meet New Friends

Skout is an company that made an IOS app under its name to help people meet people, and that is free to download from the apple App Store. It has been around for quite some time now growing in the dark with no promotions or advertisement pushing users towards it. The app makers finally thought it was ready to tackle the advertising world and began buying ad time in the Facebook ads program to get the word out on Skout, and how it is changing the way we meet new friends.

What makes Skout special is that it’s a new model of a social network that is designed to introduce people to each other and help them make new friends, post pictures, and share information with each other. Anybody can sign up to the app by either logging in through facebook or simply creating an account using your e-mail. Filling out the profile is the next step and it is very easy and doesn’t take long at all. You simply fill a little profile about yourself, age, school, and interests. By filling out your profile accurately, you increase the chances to only make friends with people who have your similarities and interests.

When you start using Skout, you are looking at a grid like screen displaying profile pictures of people you might be interested in meeting. You can check out people’s profiles and wink at them to show interest, send them a message, or request to become their friend. Bringing up someone’s profile will display their basic information, hobbies, and their interests. You can even send people a virtual gift which could be symbolic to a real gift. The people displayed online in the grid are the only users who are currently online, which increases your chances to striking a conversation without wasting a lot of time e-mailing back and forth.

Using the Skout app system requires points earned throughout the app doing various activities. The points can be earned and spent regularly to meet new people and send out gifts and other. Skout is a growing social network that is approaching the whole social experience from a different angle. If you want to try something fun and meet new people, be sure to check out the app and download it. It can take a couple of days to build your profile, but once you’re done its totally worth using.

Americans Are Still Struggling With Student Loan Debt


Student-Loan Delinquencies Grew In 2014

There’s something about student loans that latently irks people. After all, why do Americans have to pay for a college education anyway? The American business environment revolves around college completion. Some people who chose to work instead of going to college usually struggle to get a job unless they are skilled in a certain profession.

The latent annoying quality that is inherent in student loans is getting stronger. In the last quarter of 2014, over 11 percent of student loans were delinquent by 90 days or more. That figure is slightly higher than previous quarters. The interesting point is other types of debt are shrinking without an increase in delinquencies, according to the Federal Reserve Bank of New York.

The Feds say the delinquencies are the result of higher student loan borrowing. Not only are more people borrowing, but they are also borrowing more money noted AnastasiaDate. There was a 92 percent increase in borrowers between 2004 and 2014. The average balance is around $14,000, but 4 percent of borrowers owe more than $100,000; 39 percent owe less than $10,000.

But the real question is why do borrowers pay other debts on time and drag their feet when it student loan payment time? The answer has to be that icky feeling about a nationwide college rip-off.


Igor Cornelsen: A Living Legend in the Investment World

When investing, some investors wait for that psychic nudge that prods them to invest in a particular entity. However, psychic nudges come from doing research. The amount of time investors spend researching is proportionate to the validity of psychic nudges.

According to Igor Cornelson, research is the key that unlocks the door to successful investing.

As a leader in investing in global economies, Igor Cornelson enjoys leading others to the path of successful investing. Like turning the pages of an investment encyclopedia, he opens his reservoir of knowledge for others to pick and choose what they want to know.

When investing in a foreign country, he believes it’s important to become familiar with that country. This means learning the rules and regulations that pertain to investing. For example, learn tax systems, learn the levels of difficulty for laws that deal with foreign investors, and learn about the flexibility of their labor market.

These will differ from the investor’s status quo, but, if they want to make money, investors must learn to invest within the guidelines of a particular country.

In addition, perspective investors should learn the foreign currency regulations of the country. They must know the monetary exchange rates from country to country.

Cornelsen believes investors should know and understand the citizens of the country where they plan to invest. If possible, they should move to the country, or at least visit it. While there, they should meet the locals who invest and become their friends. It’ll surprise them what they learn by talking to other investors.

From country to country people are still people, and likes attract likes. Ask them for an investment tip. They can’t do any more than say they no.

Many investors want to build a retirement fund. For them, Cornelsen suggests diversification. Put some money into a 401K account, preferably one where the employer puts in matching funds.

Cornelsen reminds people that investing is a long-term process. They should plan to invest for as long as they work. However, if they desire, there’s nothing wrong with keeping a reserve lump sum to invest in a single company. If their research shows it’s a good investment.

After a fairy-tale-like career as an investment banker, and an advisor for Brazilian banks, Cornelson retired to South Florida. Now, investing is a hobby.

Christopher Cowdray Manages Luxury

Christopher Cowdray is the CEO of The Dorchester Collection. He manages a wide range of luxury hotels around America and Europe. He has been with the company quite some time, and he has been able to turn his hotels into places that people want to go. These hotels are more than just nice buildings because they are destinations that anyone can look forward to seeing.

The Stay

When you go to one of the hotels managed by Mr. Cowdray, you will notice that they are the height of luxury. Everything about these properties is nice, and everything about the stay is couched in customer service. You will learn that people can do things for you at these hotels, and the staff are trained to offer nothing but great customer service.

The Apartments

These luxury hotels are more than just hotels that you can stay in. They have become beautiful places where affluent people can live. You could purchase an apartment in one of his hotels to live a new lifestyle in the hotel. You will have access to all the services that are offered by the hotel, but you will own the apartment that you live in. Think of your apartment as a destination that other people can aspire to when they come to visit you.

When you are thinking of taking a luxury vacation or purchasing a luxury apartment, you cannot forget about the beautiful buildings in the Dorchester Collection. Christopher Cowdray has given his life’s work to making sure that these hotels are the best in the world, and you will be able to take advantage of his vision when you are cloaked in luxury and style. He has turned his buildings into palaces, and you must partake in them so that you can say you stayed with the Dorchester Collection.



Vermont City Running on Renewable Energy


In the city of Burlington a local utility has been methodically changing how it generates power for some 40,000 residents. In the small Vermont city there has been a shift towards renewable energy sources that is now making headlines for reaching a milestone in American utilities history. Burlington Electric now produces the cities power using one hundred percent renewable energy sources. They have done this over the course of five years without much change to the amount residents must pay. This has not only maintained pricing but will also save the city millions long term. Burlington Electric shifted the way they get energy to a portfolio that includes wind, water, and biomass energy production. The main reason they were able to achieve one hundred percent renewable energy is from the acquisition of a hydro electric plant and the purchasing of power from a renewable energy source located in neighboring Maine. Regardless of where the renewable power is coming from, this is the first American city to run completely on renewable energy. BMG’s Marcio Alaor commented on Otempo Economia that he is hopeful that by using this city as a model, other cities across the country will follow suit and slowly expand their portfolio into renewable realms.

Jonathan Veitch: A College President who Reaches into Communities

Jonathan Veitch runs Oxy in a way that a lot of others could learn from.  Making the school infinitely more profitable, and also making it a place that now features soaring attendance, you just can’t believe how far this school has come.  Making it an ideal investment for those looking for opportunities in education.

With a bachelor’s degree from Stanford, a doctorate from Harvard, and past dean of New Schools Eugene Lang College, Jonathan Veitch became president of Occidental College in 2009. Nestled in Eagle Rock, in northeast Los Angeles, Occidental is a 125 year old liberal arts college boasting that President Barrack Obama attended the school for two years.

However, although attendance increases each year, the trend of the school was in the wrong direction.

The off-campus parties in quiet neighborhoods and all-night parties at fraternities and sororities upset Eagle Rock citizens.

As Occidentals fourth president in five years, Veitch’s reputation of repairing relationships between college campuses and communities preceded him. With Occidental, he needed that experience.

Shortly before his arrival, Occidental officials informed Eagle Rock city administrators that the college intended to embark on a 20 year building program. With more students on campus, Occidental needed additional classroom space, more dormitories and off-campus housing, and parking space.

These plans added to an already pressurized situation between the college and the community.

For Eagle Rock, the extensive renovation foreshadowed problems. Foremost was the concern that a larger campus in a residential area meant more partying, more vehicles, less parking space, and loss of the residential atmosphere.

When Veitch heard the city’s concerns, he defused the situation by putting on hold plans for the extensive rebuilding program. At the present time, Occidental would only remodel buildings that were on campus.

Veitch then made it a priority to work with Eagle Rock administrators by listening to their needs and concerns, and they returned the favor. The result is a cooperative society of two diverse groups that respects each other’s needs.

At the college level, Veitch appointed an assistant dean of civic engagements. Through this position Occidental provides tutors for area high schools, and helps the schools provide better nutritional programs.

As cooperation grows, both parties profit from the association.

And you thought that all college presidents do is play school.

Secret Millionaire Bequeaths Fortune to Small Vermont Hometown

Ronald Read, an unsuspecting gas station attendant and janitor, passed away last year. His death, which rippled through the small community of Brattleboro, Vermont came with one catch, Read was a millionaire and no one had any idea.

As the Morins were saying, the small town only discovered the secret last week when Read’s estate was settled and the town was given a check for a lion’s share of Read’s $8 million estate. The local library received a check for $1.2 million, and the local hospital received a check for $4.8 million.

According to locals, Read was well known around Brattleboro, but no one actually new of his fortune. According to the townspeople, he was a friendly, but private man, who worked as a gas station attendant and a janitor. He drove secondhand cars, dressed in worn clothing, and often collected branches for the wood stove at his home. In fact, he seemed to only spend money on a daily breakfast at the local cafe. None of his behavior suggested he was a millionaire, but that is exactly what he was.

Read is survived by Stepchildren, but whether or not he has biological children has not been released. Who the remainder of the fortune was bequeathed to was not immediately released, either.

Background Information About Keith Mann

If you are interested in learning more about Keith Mann, then continue to read the rest of this article, as it will provide you some info about Mann.

Keith Mann is based out of New York and he is an entrepreneur, as well as the director of Dynamic Search Partners. He actually helped discovered the company back in 2001. Mann has worked in the hedge fund industry for quite a few years, and he started at Dynamics Associates, where he worked as the manager of the Alternative investment. Mann was put in charge of a research team and he was in charge of making investment decisions that were considered alternatives, while he was at the company.

Mann enjoyed a successful career at Dynamics Associates, but he eventually went onto co-found the company he works at now, which is Dynamic Search Partners, as previously mentioned.

Mann organizes charity events for the company he co-founded, and one of these events included one that took place in 2008. It was a mixer and his company donated more than $7,000 to Hope And Heroes.

 His company works alongside Uncommon Schools in order to teach kids skills that they need if they want to have a successful college career. Not only does he work with the Uncommon Schools organization, but his company has donated to them. In matter of fact, the company donated $10,000 in 2013 to the organization.

As the co-founder of Dynamics Search Partners, Mann oversees the company, which is a leader in the hedge fund industry. Mann and his company are dedicated to sourcing talent for the industry. It’s also worth noting that the Mann and his company have relationships with a number of equity firms, and when it comes to staffers in the industry, Dynamics Search Partners is among one of the biggest.

BRL Trust Investments – Exceptional Service For Clients Worldwide

Mauricio Rebeiro, former senior officer responsible for trustee services and fund management at Pentágono S.A., Brazil, with associates Rodrigo Gomes and Rodrigo Cavalcante, founded BRL Trust Investments Fiduciary and Participation Services, Ltda., in 2005 with offices in Sao Paulo. Initial fiduciary services focused on the private credit market, but within a year the firm’s exceptional reception by local investors, due to the integrity and discipline with which they conducted their affairs, the partners introduced additional financial services now including fund management, fund custody, asset management, and asset underwriting. According to ANBIMA, a Brazilian capital markets advisory board, BRL Trust Investments is the largest independent administrator of investments funds in Brazil.

Within Fiduciary (Trustee) Services are included collateral agent, intervening trust, administrative agent, trustee agent, and agent (broker) notes on emissions of promissory notes. As manager of investment funds, BRL Trust currently has 99 funds under administration with net asset value (NAV) of approximately R$ 18.25 billion. As custodian of funds, BRL Trust provides control and custody services to investment funds. Acting as asset manager, BRL Trust manages investment funds, generating investment solutions to meet the various needs of their clients. Securities underwriting services consists in preparing individuals or firms, whether located in Brazil or elsewhere, in raising funds for allocation in structured deals such as real estate receivables, agribusiness receivables or debentures.

BRL Trust is rightfully proud of the manner in which they have developed their business model to not only successfully meet the multiple financial requirements of their clients, but are able to do so within a highly ethical values system, respecting the national laws wherever they serve their clients. Mindful also of the perils found in the financial arena, BRL Trust follows a strict policy to detect and prevent any of their services used illicitly by persons or companies to illegally transfer funds (money laundering).

Living Near Starbucks Increases Home Values


For the last several years, Starbucks Coffee has grown from an upscale coffee joint to accumulating a crazed and cult-like fan base. With new locations popping up around the world each year, they seem to be on the high way for cultural success. With this in mind, did you know that if you live near a Starbucks Coffee it could dramatically increase the value of your home? According to an article on GrubStreet , a team of business specialists did a study to see if this “Starbucks Effect” had any credence to it. Real estate gurus Spencer Rascoff and Stan Humphries are authoring a book on freakonomics, and spend quite a few pages discussing how Starbucks locations impact home value.

In one study, Rascoff and Humpries discovered that five years after a Starbucks Coffee opens, the houses located within a quarter mile of it increased in value by 21%. Lee Slaughter showed that houses only a half mile away, they saw an increase in 17%. To make sure that their theory wasn’t a fluke, they also did the same study with the popular American donut chain, Dunkin Donuts and found that it didn’t provide nearly as much value as the Starbucks locations did.

There are so many people out there that depend on their daily java from Starbucks that it shouldn’t be a total shock this is happening in our culture. However, now it seems that their black liquid gold is making neighborhoods a little more shiny.